Moltel are unattended mobile money kiosks — sited next to banks and in Ghana's busiest neighbourhoods, so you're never far from cash.
Demo search — full live locator ships with public launch.
Everything happens on-screen at the machine, using your own phone to confirm the transaction — just like withdrawing at your own bank.
Walk up to any Moltel location — most are sited right next to a bank branch.
Enter your number and PIN on your own device, right at the machine.
Choose your amount. The machine dispenses or accepts cash in seconds.
An SMS confirmation lands immediately — same as any mobile money transaction.
Bank-adjacent locations for easy top-ups, plus high-traffic markets and campuses with proven demand.
Moltel requires you to be physically present with your own device for every cash-out — the exact standard mobile money regulators now require.
No remote or absentee cash-outs. You authenticate on your own device, standing at the machine.
1% of the transaction value, always. No hidden tiers, no surprise charges at the screen.
No opening hours, no lunch breaks, no "back in 10 minutes" signs — the machine is always on.
We handle the machine, the cash logistics, and the maintenance. You get foot traffic and a share of the commission.
"Validated directly with the agent, on-site, before we built a single machine."
Cash-in and cash-out on standard mobile money rails, from GHS 350 up to GHS 20,000 per transaction. Moltel doesn't do bill pay, transfers, or airtime — just cash.
A flat 1% of your transaction value, the same rate charged by mobile money agents — no separate machine-usage fee.
Every transaction requires your own phone and PIN, on-site — the same physical-presence standard mobile money regulators require of agents. There's no one to socially engineer, and every kiosk is monitored and insured.
Because every Moltel is sited next to a bank branch, top-ups are quick and frequent. If a machine is temporarily out of service, the app (coming soon) will show the nearest alternative.
Yes — banks, filling stations, malls, and campuses are all a good fit. Use the partnerships link above and our team will follow up.